Real Estate Title Insurance in Virginia
Residential & Commercial Real Estate Title Insurance
in Virginia
Residential and commercial mortgage lenders require borrowers to obtain a lender's policy of title insurance in Virginia. This is paid as a one-time premium based on the sale price or loan amount. Owner’s coverage is paid based on the property purchase price, while lender’s coverage is charged based on the loan amount.
Owner’s Title Insurance is meant to protect your ownership interest in your home, subject to the terms of the title insurance policy. Owner’s Title Insurance protects you against any losses incurred due to any defects in the title that existed prior to you purchasing the home. Any liens or judgements you incur after purchasing the home are not covered by title insurance.
If you purchase an Owner’s Title Insurance policy when you purchase your home, it protects you for as long as you own the home from any claims against title from the day you bought the home back to the beginning of time. The policy will protect you in the event that a legal challenge is made to the ownership of your home from any claim that would have occurred prior to you purchasing the home.
Our Title Services Include:
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Owner’s Policies
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Lender’s Policies
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Title Searches – Full 40 and 60 year; current owner
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Closings and Escrow Services
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Recording Services and Title Updates
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Insured Closing Letters
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MLA Services
Additional Services:
For title insurance in Virginia, trust the team at The Closers of Virginia for your residential and commercial title needs.